Monday, November 10, 2008
Top 10 Tips For Planning and Paying For College
1.Make the most of high school academics and activities. Select courses that meet college admission requirements. Develop your interests and talents through additional activities.
2.Find a college that fits you. Use the internet, guidebooks, brochures, campus visits, and college fairs to find schools that meet your academic and personal needs.
3.Take appropriate standardized tests such as the SAT and/or the ACT which are usually required for college admissions. Use a test prep book or online practice tools to get ready.
4.Familiarize yourself with the college application process. Make a list of all deadlines and required recommendations, essays, transcripts and test scores.
5.Investigate scholarship opportunities early. Scholarships are based on a variety of criteria and can be found on the internet, in scholarship guides, and through sponsoring groups.
6.Beware of scholarship scams. No one can guarantee you a scholarship in advance, and you should never have to pay a fee for scholarship searches.
7.Understand college costs. In addition to tuition, room and board; you also will need to cover fees, books, transportation and personal expenses.
8.Research your eligibility for federal and state financial aid. Two-thirds of all full-time undergraduate students receive some kind of financial aid, so odds are you are eligible too.
9.Complete the FAFSA annually in January. This is required to be considered for federal student aid. College, state agencies, and some scholarships also require it.
10.Explore student and parent loans. Borrow only what you absolutely need. Start with federal student loan programs which usually provide the best terms.
Also, remember the P rule which states, "Proper Preparation Prevents Poor Performance."
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